Welcome to RupeeSarthi, your trusted financial guide. Loan Against Securities (LAS) is a powerful financial instrument that allows individuals to access funds while retaining ownership of their securities portfolio, which may include stocks, mutual funds, or bonds. LAS involves pledging these securities as collateral to secure a loan from a financial institution, such as a bank or NBFC.

The advantages of LAS are multifaceted. It provides quick access to liquidity without the need to sell your investments, allowing you to seize opportunities or address immediate financial needs. The approval process is typically expedited, and interest rates tend to be lower than unsecured loans due to the collateral involved.

LAS also allows you to continue benefiting from potential capital appreciation and dividends on your securities, maintaining your long-term financial goals intact. Moreover, it may help you defer capital gains tax liabilities that selling your investments could trigger.

RupeeSarthi is here to guide you through the intricacies of Loan Against Securities. We assist you in understanding the process, selecting the right financial institution, and structuring the loan to align with your financial objectives. Whether you require funds for personal or business purposes, LAS offers a flexible solution, and we are your partner on the path to financial success.